Experience the alternative way of business funding today!
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(386) 400-3963

Register for our upcoming live Instagram funding workshop on January 24 at 7:00pm

Register for our upcoming live Instagram funding workshop on January 24 at 7:00pm

Experience the alternative way of business funding today!
Phone icon
(386) 400-3963

Obtaining Cast Type Business Credit Cards

When your client is seeking cash type business credit cards (Visa, Mastercard, Discover, Amex) it is important to realize that these will be personally guaranteed by the business owners and as such based mainly on the business owner’s personal credit. The general approval guidelines for business credit cards are:

  1. FICO 8 credit scores generally in the 700 and up range.
  2. Having at least one aged revolving account of $5,000 or more.
  3. Having revolving balance to limit of no more than 45% per account.
  4. Having a stated income of at least $50,000/yr ($150,000+/yr optimal).
  5. Having a current debt to income ratio of no more than 40%.
  6. Having no more than 3 recent credit inquiries in last 90 days.
  7. Having no open lates, collections, judgments, or public records.
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Related Services

Corp Only Financing

Business Setup Assistance

We will cover Key Elements on Business Financing

Lender Compliance

Business Credit Building

Need assistance with financial services?

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